Privacy Policy

1. Information We Collect

2. How We Use Your Information

We use your information to:

• Process and route your loan request to matched lenders in our network.
• Verify your identity and prevent fraudulent activity.
• Communicate with you regarding your request, customer support inquiries, and related financial products.
• Improve our services, user experience, and internal analytics.

3. Sharing of Information

We may share your information with the following parties:

• Lenders & Network Partners: To help match you with relevant loan offers, we must share your data with third-party lenders. These partners may retain your data to evaluate your eligibility, regardless of whether you accept a loan.
• Service Providers: We share data with vendors who help us operate our website (e.g., hosting, secure data routing, analytics, SMS delivery).
• Legal / Compliance: We will share your data when required to comply with law enforcement, court orders, or to protect the safety and rights of our business and users.

4. Consent to Communicate (SMS/Email)

By submitting your information, you provide express consent to be contacted by SpeedyLoanCenter and our Network Partners via email, telephone, or SMS text messaging regarding your request, even if you are registered on a federal or state Do-Not-Call list. Standard message and data rates may apply. You may opt out of these communications at any time by following the unsubscribe instructions provided in the messages.

5. Cookies & Tracking

We use cookies and similar technologies to remember your preferences and understand site traffic. You can control cookies through your browser settings; however, disabling cookies may affect certain features of our site.

6. Data Security

We use 256-bit encryption and reasonable administrative, technical, and physical safeguards to protect your information. While we strive to protect your data, no method of internet transmission is 100% secure.

7. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

8. Changes to This Policy

We may update this Privacy Policy periodically. We will post the updated version here and revise the “Last updated” date.

9. Your Privacy Rights

Depending on your state, you may have rights such as:

• Access to personal information
• Deletion of personal information
• Correction of inaccurate data
• Opting out of data “selling” or “sharing” under CCPA/CPRA

To exercise these rights, email us at: privacy@pingyo.com. We may need to verify your identity before processing your request.

10. California Privacy Notice (CCPA/CPRA)

California residents may:

• Request disclosure of collected personal information
• Request deletion (subject to legal exceptions)
• Opt out of data “selling” or “sharing”
• Designate an authorized agent

For details, see our California Privacy Notice, available at: CCPA Notice.