Frequently Asked Questions
Quick answers to common questions about the application, security, and what happens after you submit.
How long does the application take?
Most people complete the form in just a few minutes. It’s designed to be fast and straightforward on both desktop and mobile.
Is my information secure?
Yes. We use 256-bit secure SSL encryption and follow industry best practices to protect your data during the application process.
Do you work with bad credit?
Yes, many lenders in our network consider a wide range of credit profiles. Having a less-than-perfect credit history does not automatically disqualify you from finding a loan.
Will checking options affect my credit score?
SpeedyLoanCenter does not perform hard credit checks. However, to evaluate your eligibility, the lenders in our network may perform a soft or hard inquiry with major credit bureaus (like Experian, Equifax, or TransUnion) or alternative bureaus. Hard inquiries may impact your credit score.
When could I receive funds?
Timing varies by the individual lender and your bank's processing times. In many cases, if you are approved, funds can be deposited into your account as soon as the next business day.
Are there hidden fees?
SpeedyLoanCenter provides our matching service entirely free of charge to you. We do not charge hidden fees. Any fees or interest rates associated with your loan will be clearly disclosed by your lender in your loan agreement. Always review these terms carefully.
Can I apply on my phone?
Yes. The entire flow is responsive and built to work smoothly on all mobile devices.
Who can I contact if I need help?
You can reach out via our Contact page or email us directly at support@speedyloancenter.com. We’ll point you to the right next step.
