California Privacy Rights (CCPA/CPRA Notice)
This section applies solely to residents of the State of California pursuant to the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).
1. Categories of Personal Information We Collect
In the preceding 12 months, SpeedyLoanCenter has collected the following categories of personal information:
- Name
- Email address
- Phone number
- Postal address
- IP address
- Online identifiers
- Financial information (income range, employment status)
- Loan request details
- Browsing activity
- Interaction with advertisements
- Referring URLs
- Device and browser type
- Approximate location derived from IP address
- Employment status
- Employer type (if provided)
We do not knowingly collect personal information from individuals under the age of 18.
2. Sources of Personal Information
We collect personal information from:
- Information you provide directly through our website forms
- Automated technologies (cookies, pixels, analytics tools)
- Advertising platforms and marketing partners
- Third-party data service providers
3. Purpose for Collecting Personal Information
We collect and use personal information to:
- Connect consumers with third-party lenders or financial service providers
- Evaluate loan inquiry eligibility requirements
- Respond to inquiries and provide customer support
- Improve our website and advertising effectiveness
- Prevent fraud and maintain security
- Comply with legal obligations
4. Sale or Sharing of Personal Information
SpeedyLoanCenter operates as a lead-generation marketplace. When you submit a loan request, your information may be transmitted to third-party lenders or marketing partners.
Under California law, this transmission of personal information for marketing or lead-matching purposes may be considered a “sale” or “sharing” of personal information.
- Identifiers
- Financial information
- Internet activity data
- Geolocation data
- Licensed lenders
- Financial service providers
- Marketing partners
- Advertising networks
- Data analytics providers
We do not sell personal information of minors under 16 years of age.
5. Your California Privacy Rights
Request disclosure of personal information collected, used, disclosed, or sold.
Request deletion of personal information, subject to legal exceptions.
Request correction of inaccurate personal information.
Opt out of the sale or sharing of personal information.
Request limitations on the use of sensitive personal information where applicable.
Not be discriminated against for exercising privacy rights.
6. How to Exercise Your Rights
You may submit a verifiable consumer request by email:
To opt out of the sale or sharing of personal information, please email: support@speedyloancenter.com. We also honor Global Privacy Control (GPC) signals where technically feasible.
We will respond to verifiable requests within 45 days as required by law.
7. Verification Process
To protect your privacy, we may verify your identity before processing requests. Verification may include confirmation of:
- Email address
- Phone number
- Information previously submitted
Authorized agents may submit requests on your behalf with written authorization.
8. Data Retention
We retain personal information only as long as reasonably necessary to:
- Fulfill the purposes described above
- Comply with legal, tax, and regulatory requirements
- Enforce agreements and resolve disputes
9. Updates to This Notice
We may update this California Privacy Notice periodically. Updates will be reflected by a revised “Effective Date.”